FLEXIBILITY IN LIFE INSURANCE

Seeking flexibility in your life insurance coverage and premium payments? Then Alfa’s universal life insurance plan may be the right one for you. This permanent insurance plan offers a cash accumulation feature that earns interest according to our declared current rates. You may also increase or decrease death benefits, vary your premiums, and in some cases, temporarily suspend premium payments.*

At the end of every policy year, you will receive an annual report detailing the activity and status of your universal life policy. This report will summarize:

§                      Premiums you paid

§                      Expenses deducted

§                      Cost of insurance protection

§                      Interest credited to your policy

§                      Current accumulation and surrender values

§                      Adjustments, if any, such as policy loans or withdrawals

§                      Interest rate to be credited for the next 12 months

§                      Current death benefit

Alfa’s universal life policy affords you great control and flexibility for protection throughout your lifetime and is issued for ages 0-75. Ask us for more information today.

Source: http://www.jenniferanglininsurance.com

Healthcare Authorization Sustained

Anyone who does not have it by 2014 will pay a penalty on their 2015 taxes.

In a 5-4 decision, the U.S. Supreme Court upheld the healthcare mandate requiring most people to have health insurance by 2014, CBS reports.

The upheld provisions include the individual mandate a provision allowing children to stay on their parents' healthcare until they're 26.

A contributor to the Supreme Court liveblogwrote, "The bottom line: the entire ACA is upheld, with the exception that the federal government's power to terminate states' Medicaidfunds is narrowly read."

Who voted for what:

Pro: Ruth Bader Ginsburg, Stephen Breyer, Sonia Sotomayor, Elena Kagan and swing-vote Chief Justice John Roberts.

Dissent: Justices Scalia, Kennedy, Thomas and Alito.

See this link to read the full opinion.

http://canton-ga.patch.com